*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

:root {
    --midnight: #0A2540;
    --midnight-light: #113A5C;
    --midnight-dark: #061A2E;
    --mint: #6EE7B7;
    --mint-dark: #34D399;
    --mint-light: #D1FAE5;
    --slate: #475569;
    --slate-light: #94A3B8;
    --slate-lighter: #CBD5E1;
    --off-white: #F8FAFC;
    --white: #FFFFFF;
    --radius: 12px;
    --radius-lg: 20px;
    --shadow: 0 4px 24px rgba(10, 37, 64, 0.08);
    --shadow-lg: 0 12px 48px rgba(10, 37, 64, 0.12);
    --transition: 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

html {
    scroll-behavior: smooth;
    font-size: 16px;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    color: var(--midnight);
    background: var(--white);
    line-height: 1.6;
    overflow-x: hidden;
}

h1, h2, h3, h4 {
    font-family: 'Playfair Display', Georgia, serif;
    line-height: 1.2;
    font-weight: 700;
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

a {
    color: inherit;
    text-decoration: none;
}

.container {
    max-width: 1200px;
    margin: 0 auto;
    padding: 0 24px;
}

/* ─── NAVBAR ─── */
.navbar {
    position: fixed;
    top: 0;
    left: 0;
    right: 0;
    z-index: 1000;
    background: rgba(255, 255, 255, 0.95);
    backdrop-filter: blur(12px);
    border-bottom: 1px solid rgba(10, 37, 64, 0.06);
    transition: var(--transition);
}

.navbar.scrolled {
    box-shadow: var(--shadow);
}

.nav-inner {
    display: flex;
    align-items: center;
    gap: 24px;
    height: 72px;
}

.logo {
    display: flex;
    align-items: center;
    gap: 10px;
    font-weight: 700;
    font-size: 1.1rem;
    color: var(--midnight);
    flex-shrink: 0;
}

.logo-text {
    font-family: 'Playfair Display', serif;
    letter-spacing: -0.02em;
}

.nav-links {
    display: flex;
    align-items: center;
    gap: 8px;
    flex: 1;
}

.nav-links a {
    padding: 8px 16px;
    font-size: 0.9rem;
    font-weight: 500;
    color: var(--slate);
    border-radius: 8px;
    transition: var(--transition);
}

.nav-links a:hover {
    color: var(--midnight);
    background: var(--off-white);
}

/* ─── BUTTONS ─── */
.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 12px 24px;
    font-size: 0.95rem;
    font-weight: 600;
    font-family: 'Inter', sans-serif;
    border-radius: var(--radius);
    border: 2px solid transparent;
    cursor: pointer;
    transition: var(--transition);
    white-space: nowrap;
}

.btn-primary {
    background: var(--midnight);
    color: var(--white);
    border-color: var(--midnight);
}

.btn-primary:hover {
    background: var(--midnight-light);
    border-color: var(--midnight-light);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(10, 37, 64, 0.25);
}

.btn-outline {
    background: transparent;
    color: var(--midnight);
    border-color: var(--midnight);
}

.btn-outline:hover {
    background: var(--midnight);
    color: var(--white);
    transform: translateY(-2px);
}

.btn-mint {
    background: var(--mint);
    color: var(--midnight);
    border-color: var(--mint);
}

.btn-mint:hover {
    background: var(--mint-dark);
    border-color: var(--mint-dark);
    transform: translateY(-2px);
    box-shadow: 0 8px 24px rgba(110, 231, 183, 0.35);
}

.btn-light {
    background: var(--white);
    color: var(--midnight);
    border-color: var(--white);
}

.btn-light:hover {
    background: var(--off-white);
    transform: translateY(-2px);
    box-shadow: var(--shadow-lg);
}

.btn-outline-light {
    background: transparent;
    color: var(--white);
    border-color: rgba(255, 255, 255, 0.5);
}

.btn-outline-light:hover {
    background: var(--white);
    color: var(--midnight);
    transform: translateY(-2px);
}

.btn-sm { padding: 8px 18px; font-size: 0.85rem; }
.btn-lg { padding: 16px 32px; font-size: 1rem; }
.btn-full { width: 100%; justify-content: center; }
.btn-block { width: 100%; justify-content: center; }

/* ─── MOBILE MENU ─── */
.menu-toggle {
    display: none;
    background: none;
    border: none;
    cursor: pointer;
    color: var(--midnight);
    padding: 8px;
}

.mobile-overlay {
    display: none;
    position: fixed;
    inset: 0;
    background: rgba(10, 37, 64, 0.5);
    z-index: 998;
    opacity: 0;
    transition: opacity 0.3s;
}

.mobile-overlay.active {
    opacity: 1;
}

/* ─── HERO ─── */
.hero {
    padding-top: 72px;
    min-height: 100vh;
    display: flex;
    align-items: center;
    background: linear-gradient(135deg, var(--off-white) 0%, #EEF6FF 50%, var(--mint-light) 100%);
    position: relative;
    overflow: hidden;
}

.hero::before {
    content: '';
    position: absolute;
    top: -20%;
    right: -10%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(110, 231, 183, 0.15) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.hero::after {
    content: '';
    position: absolute;
    bottom: -10%;
    left: -5%;
    width: 400px;
    height: 400px;
    background: radial-gradient(circle, rgba(10, 37, 64, 0.06) 0%, transparent 70%);
    border-radius: 50%;
    pointer-events: none;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
    position: relative;
    z-index: 1;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: var(--white);
    color: var(--midnight);
    padding: 8px 16px;
    border-radius: 100px;
    font-size: 0.85rem;
    font-weight: 600;
    box-shadow: var(--shadow);
    margin-bottom: 24px;
}

.hero-badge svg {
    color: var(--mint-dark);
}

.hero-title {
    font-size: clamp(2.2rem, 4.5vw, 3.6rem);
    color: var(--midnight);
    margin-bottom: 20px;
    letter-spacing: -0.02em;
    line-height: 1.1;
}

.hero-title em {
    font-style: normal;
    color: var(--mint-dark);
    position: relative;
}

.hero-title em::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 0;
    right: 0;
    height: 6px;
    background: rgba(110, 231, 183, 0.4);
    border-radius: 3px;
    z-index: -1;
}

.hero-subtitle {
    font-size: 1.1rem;
    color: var(--slate);
    line-height: 1.7;
    margin-bottom: 32px;
    max-width: 520px;
}

.hero-actions {
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    margin-bottom: 48px;
}

.hero-stats {
    display: flex;
    align-items: center;
    gap: 24px;
}

.stat {
    display: flex;
    flex-direction: column;
    gap: 4px;
}

.stat-num {
    font-family: 'Playfair Display', serif;
    font-size: 1.8rem;
    font-weight: 800;
    color: var(--midnight);
}

.stat-label {
    font-size: 0.8rem;
    color: var(--slate-light);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    font-weight: 500;
}

.stat-divider {
    width: 1px;
    height: 40px;
    background: var(--slate-lighter);
}

.hero-image-wrap {
    position: relative;
}

.hero-image {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    aspect-ratio: 600/750;
}

.hero-image img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.hero-accent {
    position: absolute;
    bottom: -20px;
    left: -30px;
    z-index: 2;
}

.accent-card {
    display: flex;
    align-items: center;
    gap: 12px;
    background: var(--midnight);
    color: var(--white);
    padding: 16px 24px;
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    font-weight: 600;
    font-size: 0.9rem;
}

.accent-card svg {
    color: var(--mint);
}

/* ─── SECTION HEADERS ─── */
.section-header {
    text-align: center;
    max-width: 680px;
    margin: 0 auto 64px;
}

.section-label {
    display: inline-block;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--mint-dark);
    margin-bottom: 12px;
}

.section-title {
    font-size: clamp(1.8rem, 3.5vw, 2.8rem);
    color: var(--midnight);
    margin-bottom: 16px;
    letter-spacing: -0.02em;
}

.section-subtitle {
    font-size: 1.05rem;
    color: var(--slate);
    line-height: 1.7;
}

/* ─── SERVICES ─── */
.services {
    padding: 120px 0;
    background: var(--white);
}

.services-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 24px;
}

.service-card {
    background: var(--off-white);
    border-radius: var(--radius-lg);
    padding: 36px 28px;
    transition: var(--transition);
    border: 1px solid transparent;
}

.service-card:hover {
    background: var(--white);
    border-color: rgba(10, 37, 64, 0.08);
    box-shadow: var(--shadow-lg);
    transform: translateY(-4px);
}

.service-icon {
    width: 56px;
    height: 56px;
    background: var(--midnight);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--mint);
    margin-bottom: 20px;
}

.service-card h3 {
    font-family: 'Inter', sans-serif;
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--midnight);
    margin-bottom: 10px;
}

.service-card p {
    font-size: 0.92rem;
    color: var(--slate);
    line-height: 1.65;
}

/* ─── ABOUT ─── */
.about {
    padding: 120px 0;
    background: var(--off-white);
}

.about-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.about-image-col {
    position: relative;
}

.about-image-main {
    border-radius: var(--radius-lg);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
}

.about-image-main img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.about-image-secondary {
    position: absolute;
    bottom: -40px;
    right: -40px;
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow-lg);
    border: 4px solid var(--white);
}

.about-image-secondary img {
    width: 100%;
    height: 100%;
    object-fit: cover;
}

.about-experience {
    position: absolute;
    top: -20px;
    right: 40px;
    background: var(--midnight);
    color: var(--white);
    padding: 20px 28px;
    border-radius: var(--radius);
    text-align: center;
    box-shadow: var(--shadow-lg);
}

.about-experience .exp-num {
    display: block;
    font-family: 'Playfair Display', serif;
    font-size: 2.2rem;
    font-weight: 800;
    color: var(--mint);
    line-height: 1;
}

.about-experience .exp-label {
    font-size: 0.8rem;
    color: var(--slate-light);
    margin-top: 4px;
}

.about-content .section-label { margin-bottom: 12px; }
.about-content .section-title { margin-bottom: 20px; }

.about-body {
    font-size: 1rem;
    color: var(--slate);
    line-height: 1.75;
    margin-bottom: 16px;
}

.about-list {
    list-style: none;
    margin: 24px 0 32px;
    display: flex;
    flex-direction: column;
    gap: 14px;
}

.about-list li {
    display: flex;
    align-items: flex-start;
    gap: 12px;
    font-size: 0.95rem;
    color: var(--midnight);
    font-weight: 500;
}

.about-list li svg {
    color: var(--mint-dark);
    flex-shrink: 0;
    margin-top: 2px;
}

/* ─── APPROACH ─── */
.approach {
    padding: 120px 0;
    background: var(--midnight);
    color: var(--white);
}

.approach-header {
    text-align: center;
    margin-bottom: 72px;
}

.approach-header .section-label { color: var(--mint); }
.approach-header .section-title { color: var(--white); }

.approach-steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 0;
    position: relative;
}

.step {
    display: flex;
    flex-direction: column;
    align-items: center;
    text-align: center;
    padding: 0 20px;
    position: relative;
}

.step-number {
    font-family: 'Playfair Display', serif;
    font-size: 4rem;
    font-weight: 800;
    color: rgba(110, 231, 183, 0.15);
    line-height: 1;
    margin-bottom: 16px;
}

.step-content h3 {
    font-family: 'Inter', sans-serif;
    font-size: 1.1rem;
    font-weight: 700;
    color: var(--white);
    margin-bottom: 10px;
}

.step-content p {
    font-size: 0.88rem;
    color: var(--slate-light);
    line-height: 1.65;
}

.step-arrow {
    display: none;
    color: var(--mint);
    margin-bottom: 16px;
}

/* ─── INSURANCE ─── */
.insurance {
    padding: 120px 0;
    background: var(--white);
}

.insurance-wrapper {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
    align-items: center;
}

.insurance-content .section-label { margin-bottom: 12px; }
.insurance-content .section-title { margin-bottom: 16px; }
.insurance-text {
    font-size: 1rem;
    color: var(--slate);
    line-height: 1.75;
    margin-bottom: 32px;
}

.insurance-visual {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 20px;
}

.ins-card {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    background: var(--off-white);
    border-radius: var(--radius-lg);
    padding: 32px 20px;
    text-align: center;
    transition: var(--transition);
    border: 1px solid transparent;
}

.ins-card:hover {
    background: var(--white);
    border-color: rgba(10, 37, 64, 0.08);
    box-shadow: var(--shadow);
    transform: translateY(-4px);
}

.ins-card svg {
    color: var(--midnight);
}

.ins-card span {
    font-size: 0.9rem;
    font-weight: 600;
    color: var(--midnight);
}

/* ─── CTA ─── */
.cta {
    padding: 100px 0;
    background: linear-gradient(135deg, var(--mint-light) 0%, #D1FAE5 50%, var(--mint) 100%);
}

.cta-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    gap: 48px;
}

.cta-title {
    font-size: clamp(1.6rem, 3vw, 2.4rem);
    color: var(--midnight);
    margin-bottom: 12px;
}

.cta-subtitle {
    font-size: 1.05rem;
    color: var(--slate);
    max-width: 480px;
    line-height: 1.65;
}

.cta-actions {
    display: flex;
    flex-direction: column;
    gap: 12px;
    flex-shrink: 0;
    min-width: 280px;
}

/* ─── CONTACT ─── */
.contact {
    padding: 120px 0;
    background: var(--off-white);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 80px;
}

.contact-info .section-label { margin-bottom: 12px; }
.contact-info .section-title { margin-bottom: 16px; }

.contact-intro {
    font-size: 1rem;
    color: var(--slate);
    line-height: 1.7;
    margin-bottom: 32px;
}

.contact-details {
    display: flex;
    flex-direction: column;
    gap: 24px;
    margin-bottom: 32px;
}

.contact-item {
    display: flex;
    gap: 16px;
}

.ci-icon {
    width: 48px;
    height: 48px;
    background: var(--white);
    border-radius: var(--radius);
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--midnight);
    flex-shrink: 0;
    box-shadow: var(--shadow);
}

.contact-item strong {
    display: block;
    font-size: 0.85rem;
    text-transform: uppercase;
    letter-spacing: 0.05em;
    color: var(--midnight);
    margin-bottom: 4px;
}

.contact-item p {
    font-size: 0.95rem;
    color: var(--slate);
    line-height: 1.6;
}

.contact-item a {
    color: var(--midnight);
    font-weight: 600;
    transition: var(--transition);
}

.contact-item a:hover {
    color: var(--mint-dark);
}

/* ─── FORM ─── */
.contact-form-wrap {
    background: var(--white);
    border-radius: var(--radius-lg);
    padding: 40px;
    box-shadow: var(--shadow-lg);
}

.form-title {
    font-size: 1.4rem;
    color: var(--midnight);
    margin-bottom: 24px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 16px;
}

.form-group {
    display: flex;
    flex-direction: column;
    gap: 6px;
    margin-bottom: 16px;
}

.form-group label {
    font-size: 0.85rem;
    font-weight: 600;
    color: var(--midnight);
}

.form-group input,
.form-group textarea {
    padding: 12px 16px;
    border: 1.5px solid var(--slate-lighter);
    border-radius: var(--radius);
    font-family: 'Inter', sans-serif;
    font-size: 0.95rem;
    color: var(--midnight);
    transition: var(--transition);
    background: var(--off-white);
}

.form-group input:focus,
.form-group textarea:focus {
    outline: none;
    border-color: var(--midnight);
    background: var(--white);
    box-shadow: 0 0 0 3px rgba(10, 37, 64, 0.08);
}

.form-group input::placeholder,
.form-group textarea::placeholder {
    color: var(--slate-light);
}

.form-success {
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 12px;
    text-align: center;
    padding: 40px 20px;
}

.form-success svg {
    color: var(--mint-dark);
}

.form-success h4 {
    font-size: 1.3rem;
    color: var(--midnight);
}

.form-success p {
    font-size: 0.95rem;
    color: var(--slate);
    line-height: 1.6;
}

/* ─── FOOTER ─── */
.footer {
    background: var(--midnight-dark);
    color: var(--white);
    padding: 80px 0 0;
}

.footer-grid {
    display: grid;
    grid-template-columns: 2fr 1fr 1fr;
    gap: 48px;
    padding-bottom: 48px;
    border-bottom: 1px solid rgba(255, 255, 255, 0.08);
}

.logo-light {
    color: var(--white);
    margin-bottom: 16px;
}

.footer-brand p {
    font-size: 0.9rem;
    color: var(--slate-light);
    line-height: 1.7;
    max-width: 280px;
}

.footer-links,
.footer-contact {
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.footer-links strong,
.footer-contact strong {
    font-size: 0.8rem;
    text-transform: uppercase;
    letter-spacing: 0.1em;
    color: var(--mint);
    margin-bottom: 4px;
}

.footer-links a {
    font-size: 0.9rem;
    color: var(--slate-light);
    transition: var(--transition);
}

.footer-links a:hover {
    color: var(--white);
}

.footer-contact p {
    font-size: 0.9rem;
    color: var(--slate-light);
    line-height: 1.6;
}

.footer-contact a {
    color: var(--slate-light);
    transition: var(--transition);
}

.footer-contact a:hover {
    color: var(--mint);
}

.footer-bottom {
    padding: 24px 0;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    flex-wrap: wrap;
}

.footer-bottom p {
    font-size: 0.82rem;
    color: var(--slate-light);
}

.footer-disclaimer {
    font-size: 0.78rem !important;
    color: var(--slate-light) !important;
    max-width: 480px;
    text-align: right;
}

/* ─── REVEAL ANIMATIONS ─── */
.reveal {
    opacity: 1;
    transform: translateY(0);
    transition: opacity 0.6s ease, transform 0.6s ease;
}

.reveal.revealed {
    opacity: 1;
    transform: translateY(0);
}

@media (prefers-reduced-motion: no-preference) {
    .reveal {
        opacity: 0;
        transform: translateY(24px);
    }

    .reveal.revealed {
        opacity: 1;
        transform: translateY(0);
    }
}

/* ─── RESPONSIVE ─── */
@media (max-width: 1024px) {
    .hero-grid {
        gap: 40px;
    }

    .services-grid {
        grid-template-columns: repeat(2, 1fr);
    }

    .about-grid,
    .insurance-wrapper,
    .contact-grid {
        gap: 48px;
    }

    .approach-steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }
}

@media (max-width: 768px) {
    .nav-links,
    .nav-links + .btn {
        display: none;
    }

    .menu-toggle {
        display: flex;
        margin-left: auto;
    }

    .mobile-overlay.active {
        display: block;
    }

    .nav-links.mobile-open {
        display: flex;
        flex-direction: column;
        position: fixed;
        top: 72px;
        left: 0;
        right: 0;
        bottom: 0;
        background: var(--white);
        padding: 32px 24px;
        gap: 8px;
        z-index: 999;
        overflow-y: auto;
    }

    .nav-links.mobile-open a {
        font-size: 1.1rem;
        padding: 14px 16px;
        width: 100%;
    }

    .hero {
        padding-top: 72px;
        padding-bottom: 60px;
    }

    .hero-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }

    .hero-image-wrap {
        order: -1;
        max-width: 400px;
        margin: 0 auto;
    }

    .hero-image {
        aspect-ratio: 4/3;
    }

    .hero-accent {
        left: -10px;
        bottom: -10px;
    }

    .hero-stats {
        gap: 16px;
    }

    .stat-num {
        font-size: 1.4rem;
    }

    .services-grid {
        grid-template-columns: 1fr;
    }

    .about-grid {
        grid-template-columns: 1fr;
    }

    .about-image-secondary {
        right: 0;
        bottom: -30px;
    }

    .about-experience {
        right: 0;
        top: -15px;
    }

    .approach-steps {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .step-arrow {
        display: flex;
        justify-content: center;
        margin-bottom: 0;
    }

    .insurance-wrapper {
        grid-template-columns: 1fr;
    }

    .cta-inner {
        flex-direction: column;
        text-align: center;
    }

    .cta-actions {
        width: 100%;
        min-width: unset;
    }

    .contact-grid {
        grid-template-columns: 1fr;
    }

    .form-row {
        grid-template-columns: 1fr;
    }

    .footer-grid {
        grid-template-columns: 1fr;
        gap: 32px;
    }

    .footer-bottom {
        flex-direction: column;
        text-align: center;
    }

    .footer-disclaimer {
        text-align: center;
    }
}

@media (max-width: 480px) {
    .hero-title {
        font-size: 1.9rem;
    }

    .hero-actions {
        flex-direction: column;
    }

    .hero-actions .btn {
        width: 100%;
        justify-content: center;
    }

    .contact-form-wrap {
        padding: 24px;
    }
}
